The Deal Desk for
Creative Finance Investors

Underwrite and structure seller-finance, subject-to, and lease-option offers—then track counters to close. One workflow, no spreadsheets.

No credit card required · Free tier available
1247 Oak Street — Multi-Offer View
Subject-Tov3
Cash-on-Cash18.4%
DSCR1.52
Monthly CF$847
Down Payment$12,500
Seller FinanceBest
Cash-on-Cash22.1%
DSCR1.78
Monthly CF$1,124
Down Payment$18,000
Lease Optionv2
Cash-on-Cash31.6%
DSCR2.04
Monthly CF$1,580
Option Fee$5,000
Offer Comparison
Subject-To
$12,500 down · Wrap existing mortgage
18.4% CoC
$847/mo
Seller FinanceBEST
$18,000 down · 5% interest · 30yr
22.1% CoC
$1,124/mo
Lease Option
$5,000 option fee · 3yr term
31.6% CoC
$1,580/mo
MULTI-OFFER BUILDER

Not Just Numbers—
A Strategy

One property. Three creative structures. Dealfolio auto-generates subject-to, seller-finance, and lease-option offers side by side—each with full underwriting, so you walk into every conversation with options.

  • Compare CoC, DSCR, and cash flow at a glance
  • Auto-flag the best structure per metric
  • Present multiple paths to a motivated seller
PROVABLE UNDERWRITING

Underwriting You
Can Defend

Every input is tagged with its source. Listing data, verified records, your own estimates, AI projections—agents and sellers see exactly where your numbers come from. No more “trust me” spreadsheets.

Listing Data VerifiedUser InputAI Estimated
Underwriting Inputs
Purchase Price
$285,000
Listing
Monthly Rent
$2,150
Verified
Existing Mortgage
$198,400
User Input
ARV Estimate
$340,000
AI Est.
Annual Insurance
$1,680
Verified
Counter-Offer · Version Diff
v1 · Initialv2 · Counter
Purchase Price$285,000$275,000-3.5%
Interest Rate5.0%5.5%+0.5%
Down Payment$18,000$15,000-16.7%
Loan Term30 yearsunchanged
Net Impact on Cash Flow+$87/mo
COUNTER-OFFER MODE

Negotiate Without
Starting Over

When the seller comes back with different terms, don't rebuild from scratch. Adjust any input, and Dealfolio instantly shows you the version diff with the financial impact of every change.

  • Full version history with diffs
  • Instant impact analysis on key metrics
  • Know your walk-away point before the call
DISCOVERY + EXPORT

Find Deals. Close Deals.

From discovery signals to agent-ready PDF packets—the full pipeline in one tool.

AI-Powered Discovery

Surface on-market properties that show creative-finance signals: high DOM, price drops, absentee owners, equity indicators.

147 Oak Dr120 DOM, 2 price dropsStrong
892 Maple AveAbsentee, estate saleModerate
1034 Pine St90 DOM, high equityStrong

Agent-Ready PDF Export

Generate clean, professional offer packets that agents actually want to present. White-label ready on Team plans.

OFFER PACKETPDF
Cover letter with deal summary
Financial breakdown with sources
Comparable sales analysis
Proof of funds / intent

Simple, Transparent Pricing

Start free. Upgrade when you need more firepower.

Solo Free

$0

Get started with the basics

  • 1 active deal
  • 3 closed deals
  • 1 offer per deal
  • 3 offer versions

Solo

$29/month

For active creative investors

  • 10 active deals
  • 25 closed deals
  • 3 offers per deal
  • AI Research (25/mo)
  • AI Optimizer (10/mo)
Most Popular

Operator

$79/month

For serious deal volume

  • Unlimited deals & offers
  • AI Research (100/mo)
  • AI Optimizer (50/mo)
  • AI Discovery (250/mo)
  • Counter-offer tracking

Team

$169/month

Collaborate and white-label

  • Everything in Operator
  • 3 team seats included
  • +$19/additional seat
  • White-label PDF exports
  • Priority support

Ready to Close More
Creative Deals?

Structure seller-finance, subject-to, and lease-option offers in minutes. Start building your first 3 offers free.

Free forever tierNo credit card required